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Certificate Rates

Rates effective as of February 1, 2012

Certificates of Deposit*

 

 

 

Term

Interest Rate

Annual Percentage Yield

Minimum to Open

Minimum to Obtain Yield

1 Month

0.25%

0.25%

$500.00

$500.00

3 Months

0.57%

0.57%

$500.00

$500.00

6 Months

1.00%

1.00%

$500.00

$500.00

12 Months

1.15%

1.16%

$500.00

$500.00

18 Months

1.30%

1.31%

$500.00

$500.00

24 Months

1.40%

1.41%

$500.00

$500.00

36 Months

1.60%

1.61%

$500.00

$500.00

48 Months

1.75%

1.77%

$500.00

$500.00

60 Months

2.15%

2.17%

$500.00

$500.00

*A penalty may be imposed for early withdrawal.

 

 

 

 

 

 

 

Jumbo Certificates of Deposit*

 

 

 

Term

Interest Rate

Annual Percentage Yield

Minimum to Open

Minimum to Obtain Yield

1 Month

0.40%

0.40%

$100,000.00

$100,000.00

3 Months

0.72%

0.72%

$100,000.00

$100,000.00

6 Months

1.15%

1.16%

$100,000.00

$100,000.00

12 Months

1.30%

1.31%

$100,000.00

$100,000.00

18 Months

1.40%

1.41%

$100,000.00

$100,000.00

24 Months

1.50%

1.51%

$100,000.00

$100,000.00

36 Months

1.75%

1.77%

$100,000.00

$100,000.00

48 Months

1.90%

1.92%

$100,000.00

$100,000.00

60 Months

2.30%

2.33%

$100,000.00

$100,000.00

*A penalty may be imposed for early withdrawal.

 

 

 

 

 

 

 

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