| |
Certificate Rates
Rates
effective as of February 1, 2012
Certificates
of Deposit*
|
|
|
|
Term
|
Interest
Rate
|
Annual
Percentage Yield
|
Minimum
to Open
|
Minimum
to Obtain Yield
|
1 Month
|
0.25%
|
0.25%
|
$500.00
|
$500.00
|
3 Months
|
0.57%
|
0.57%
|
$500.00
|
$500.00
|
6 Months
|
1.00%
|
1.00%
|
$500.00
|
$500.00
|
12
Months
|
1.15%
|
1.16%
|
$500.00
|
$500.00
|
18
Months
|
1.30%
|
1.31%
|
$500.00
|
$500.00
|
24
Months
|
1.40%
|
1.41%
|
$500.00
|
$500.00
|
36
Months
|
1.60%
|
1.61%
|
$500.00
|
$500.00
|
48
Months
|
1.75%
|
1.77%
|
$500.00
|
$500.00
|
60
Months
|
2.15%
|
2.17%
|
$500.00
|
$500.00
|
*A
penalty may be imposed for early withdrawal.
|
|
|
|
|
|
|
Jumbo Certificates
of Deposit*
|
|
|
|
Term
|
Interest
Rate
|
Annual
Percentage Yield
|
Minimum
to Open
|
Minimum
to Obtain Yield
|
1 Month
|
0.40%
|
0.40%
|
$100,000.00
|
$100,000.00
|
3 Months
|
0.72%
|
0.72%
|
$100,000.00
|
$100,000.00
|
6 Months
|
1.15%
|
1.16%
|
$100,000.00
|
$100,000.00
|
12
Months
|
1.30%
|
1.31%
|
$100,000.00
|
$100,000.00
|
18
Months
|
1.40%
|
1.41%
|
$100,000.00
|
$100,000.00
|
24 Months
|
1.50%
|
1.51%
|
$100,000.00
|
$100,000.00
|
36 Months
|
1.75%
|
1.77%
|
$100,000.00
|
$100,000.00
|
48
Months
|
1.90%
|
1.92%
|
$100,000.00
|
$100,000.00
|
60 Months
|
2.30%
|
2.33%
|
$100,000.00
|
$100,000.00
|
*A
penalty may be imposed for early withdrawal.
|
|
|
|
|
|
|
|
Member FDIC
|
  
|