| |
Deposit Rates / Fees
Rates
effective as of February 1, 2012
**Rates subject to change daily
Average daily balance computation method.
Gold
Star Checking**
|
|
|
|
Amount
|
Interest
Rate
|
Annual
Percentage Yield
|
Minimum
to Open
|
Minimum
to Obtain Yield
|
0-$1,499
|
0.00%
|
0.00%
|
$1,500.00
|
$1,500.00
|
$1,500-$24,999
|
0.15%
|
0.15%
|
$1,500.00
|
$1,500.00
|
$25,000+
|
0.25%
|
0.25%
|
$1,500.00
|
$25,000.00
|
Lone
Star Money Market Account**
|
|
|
|
Amount
|
Interest
Rate
|
Annual
Percentage Yield
|
Minimum
to Open
|
Minimum
to Obtain Yield
|
0-$2,499
|
0.05%
|
0.05%
|
$2,500.00
|
$2,500.00
|
$2,500-$24,999
|
0.15%
|
0.15%
|
$2,500.00
|
$2,500.00
|
$25,000-$49,999
|
0.20%
|
0.20%
|
$2,500.00
|
$25,000.00
|
$50,000-$99,999
|
0.30%
|
0.30%
|
$2,500.00
|
$50,000.00
|
$100,000+
|
0.50%
|
0.50%
|
$2,500.00
|
$100,000.00
|
Gold
Star Money Market Account**
|
|
|
|
Amount
|
Interest
Rate
|
Annual
Percentage Yield
|
Minimum
to Open
|
Minimum
to Obtain Yield
|
$25,000-$49,999
|
0.52%
|
0.52%
|
$25,000.00
|
$25,000.00
|
$50,000-$99,999
|
0.60%
|
0.60%
|
$25,000.00
|
$50,000.00
|
$100,000+
|
0.85%
|
0.85%
|
$25,000.00
|
$100,000.00
|
Savings**
|
|
|
|
Amount
|
Interest
Rate
|
Annual
Percentage Yield
|
Minimum
to Open
|
Minimum
to Obtain Yield
|
$100.00+
|
0.80%
|
0.80%
|
$100.00
|
$100.00
|
IRA
Savings**
|
|
|
|
Amount
|
Interest
Rate
|
Annual
Percentage Yield
|
Minimum
to Open
|
Minimum
to Obtain Yield
|
$50.00+
|
2.75%
|
2.79%
|
$50.00+
|
$50.00+
|
Christmas
Club Savings**
|
|
|
|
Amount
|
Interest
Rate
|
Annual
Percentage Yield
|
Minimum
to Open
|
Minimum
to Obtain Yield
|
$25.00+
|
0.80%
|
0.80%
|
$25.00+
|
$25.00+
|
Health
Savings Account**
|
|
|
|
Amount
|
Interest
Rate
|
Annual
Percentage Yield
|
Minimum
to Open
|
Minimum
to Obtain Yield
|
$50.00-$4,999
|
0.10%
|
0.10%
|
$50.00
|
$1.00
|
$5,000-$9,999
|
0.40%
|
0.40%
|
$50.00
|
$5,000.00
|
$10,000
|
0.60%
|
0.60%
|
$50.00
|
$10,000.00
|
|
  
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