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ALERT! - Fraudulent Emails

FDIC Warns Against Email Scam

E-mails fraudulently claiming to be from the FDIC are asking recipients to check their deposit insurance coverage.
DO NOT RESPOND OR CLICK ON ANY LINKS IN THIS E-MAIL!

These e-mails falsely indicate that recipients should download and open a ”personal FDIC insurance file” to check their deposit insurance coverage. The “insurance file” may actually be a form of spyware or malicious code and may collect personal or confidential information.

The FDIC does not send unsolicited e-mails.

Read more: www.FDIC.gov

Identity Theft Fraud Prevention

Identity Theft if becoming a widespread problem reaching across the globe. Fayetteville Bank urges you to learn about the problem and take measures to protect yourself.

Download the P Brochure on Phishing by the Federal Bank, thrift and credit union regulatory agencies.

Read detailed information about fraudulent scams and what you can do to help prevent it on the Federal Trade Commission's Identity Theft website at www.ftc.gov/bcp/edu/microsites/idtheft>

 

You Can Fight Identity Theft.

Here’s How:

Never provide personal financial information, including your Social Security number, account numbers or passwords, over the phone or the Internet if you did not initiate the contact.

Never click on the link provided in an e-mail you believe is fraudulent. It may contain a virus that can contaminate your computer.

Do not be intimidated by an e-mail or caller who suggests dire consequences if you do not immediately provide or verify financial information.

If you believe the contact is legitimate, go to the company’s Web site by typing in the site address directly or using a page you have previously book marked, instead of a link provided in the e-mail.

If you fall victim to an attack, act immediately to protect yourself. Alert your financial institution. Place fraud alerts on your credit files. Monitor your credit files and account statements closely.

Report suspicious e-mails or calls to the Federal Trade Commission by calling 1-877-IDTHEFT.

What to do if you fall victim to Fraud:

• Contact your financial institution immediately and alert it to the situation.

• If you have disclosed sensitive information in a phishing attack, you should also contact one of the three major credit bureaus and discuss whether you need to place a fraud alert on your file, which will help prevent thieves from opening a new account in your name.

Here is the contact information for each bureau’s fraud division:

Equifax
800-525-6285
P.O. Box 740250
Atlanta, GA 30374

Experian
888-397-3742
P.O. Box 1017
Allen, TX 75013

TransUnion
800-680-7289
P.O. Box 6790
Fullerton, CA 92634

• Report all suspicious contacts to the Federal Trade Commission by calling 1-877-IDTHEFT.

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