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sample1_02
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RATES / FEEs
Rates effective as of July 1, 2008
| **Rates subject to change daily |
| Average daily balance computation method. |
Gold Star Checking**
|
| Amount |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum to Obtain Yield |
| 0-$1,499 |
.00% |
.00% |
$1,500.00 |
$1,500.00 |
| $1,500-$24,999 |
.35% |
.35% |
$1,500.00 |
$1,500.00 |
| $25,000+ |
.45% |
.45% |
$1,500.00 |
$25,000.00 |
Gold Star Money Market Account**
|
| Amount |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum to Obtain Yield |
| $25,000-$49,999 |
1.25% |
1.26% |
$25,000.00 |
$25,000.00 |
| $50,000-$99,999 |
1.50% |
1.51% |
$25,000.00 |
$50,000.00 |
| $100,000+ |
1.90% |
1.92% |
$25,000.00 |
$100,000.00 |
Lone Star Money Market**
|
| Amount |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum to Obtain Yield |
| 0-$2,499 |
.35% |
.35% |
$2,500.00 |
$2,500.00 |
| $2,500-$24,999 |
.45% |
.45% |
$2,500.00 |
$2,500.00 |
| $25,000-$49,999 |
.55% |
.55% |
$2,500.00 |
$25,000.00 |
| $50,000-$99,999 |
.65% |
.65% |
$2,500.00 |
$50,000.00 |
| $100,000+ |
.85% |
.85% |
$2,500.00 |
$100,000.00 |
Passbook Savings**
|
| Amount |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum to Obtain Yield |
| $100.00+ |
1.00% |
1.01% |
$100.00 |
$100.00 |
IRA Savings**
|
| Amount |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum to Obtain Yield |
| $50.00+ |
3.80% |
3.87% |
$50.00+ |
$50.00+ |
Christmas Club Savings**
|
| Amount |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum to Obtain Yield |
| $25.00+ |
1.00% |
1.01% |
$25.00+ |
$25.00+ |
Health Savings Account**
|
| Amount |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum to Obtain Yield |
| $50.00-$4,999 |
1.00% |
1.01% |
$50.00 |
$1.00 |
| $5,000-$9,999 |
1.50% |
1.51% |
$50.00 |
$5,000.00 |
| $10,000 |
2.00% |
2.02% |
50.00 |
10,000.00 |
Rates effective as of July 1, 2008
Certificates of Deposit*
|
| Term |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum to Obtain |
| 1 Month |
1.00% |
1.01% |
$500.00 |
$500.00 |
| 3 Months |
2.00% |
2.02% |
$500.00 |
$500.00 |
| 6 Months |
2.85% |
2.89% |
$500.00 |
$500.00 |
| 12 Months |
3.00% |
3.05% |
$500.00 |
$500.00 |
| 18 Months |
3.05% |
3.10% |
$500.00 |
$500.00 |
| 24 Months |
3.10% |
3.15% |
$500.00 |
$500.00 |
| 36 Months |
3.20% |
3.25% |
$500.00 |
$500.00 |
| 48 Months |
3.25% |
3.30% |
$500.00 |
$500.00 |
| 60 Months |
3.30% |
3.35% |
$500.00 |
$500.00 |
| *Additional .15% on Jumbo CD. |
| *A penalty may be imposed for early withdrawal. |
*Jumbo Certificates of Deposit
|
| Term |
Interest Rate |
Annual Percentage Yield |
Minimum to Open |
Minimum to Obtain |
| 1 Month |
1.15% |
1.16% |
$100,000.00 |
$100,000.00 |
| 3 Months |
2.15% |
2.17% |
$100,000.00 |
$100,000.00 |
| 6 Months |
3.00% |
3.05% |
$100,000.00 |
$100,000.00 |
| 12 Months |
3.15% |
3.20% |
$100,000.00 |
$100,000.00 |
| 18 Months |
3.20% |
3.25% |
$100,000.00 |
$100,000.00 |
| 24 Months |
3.25% |
3.30% |
$100,000.00 |
$100,000.00 |
| 36 Months |
3.35% |
3.41% |
$100,000.00 |
$100,000.00 |
| 48 Months |
3.40% |
3.46% |
$100,000.00 |
$100,000.00 |
| 60 Months |
3.45% |
3.51% |
$100,000.00 |
$100,000.00 |
| *A Penalty may be imposed for early withdrawal. |
Member FDIC
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