Current Rates

Rates effective as of April 1, 2020.  

 Certificate of Deposit
 (Balance Under $100,000)
  $1,000 to open; $1,000 minimum to obtain yield
Term
    Interest Rate      Annual Percentage Yield    
3 Month CD
      0.20%      0.20%
6 Month CD
 0.50%  0.50%
12 Month CD   1.00% 1.00%
18 Month CD   1.05% 1.06%
24 Month CD   1.10% 1.11%
36 Month CD   1.10%  1.11%
48 Month CD   1.10%  1.11%
60 Month CD   1.10%   1.11%
     
Jumbo Certificate of Deposit
$1,000 to Open; $100,000 Minimum to Obtain Yield
 Term Interest Rate Annual Percentage Yield
3 Month CD  0.30% 0.30%
6 Month CD 0.60% 0.60%
 12 Month CD 1.10% 1.11%
18 Month CD 1.15% 1.16%
24 Month CD 1.20% 1.21%
36 Month CD  1.20% 1.21%
48 Month CD 1.20% 1.21%
60 Month CD 1.20% 1.21%
Annual Percentage Yield (APY) is paid on all balances. Penalties for early withdrawal may apply.  
     
Gold Star Checking (NOW Account)
$100 Minimum to Open; Fees May Reduce Earnings
 Minimum to Obtain Yield Interest Rate Annual Percentage Yield
$0.01  0.15% 0.15%
     
 Gold Star Money Market
$100 Minimum to Open; Fees May Reduce Earnings
 Minimum to Obtain Yield Interest Rate Annual Percentage Yield
 $1,000 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.15% 0.15%
$50,000 - $99,999.99 0.35% 0.35%
$100,000 - $249,999.99 0.50% 0.50%
 $250,000 - $499,999.99 0.55% 0.55%
$500,000 & Over 0.60% 0.60%
     
Health Savings Account
$50 Minimum to Open; Fees May Reduce Earning
 Minimum to Obtain Yield Interest Rate Annual Percentage Yield
 $0.01 - $4,999.99 0.10% 0.10%
$5,000 - $9,999.99 0.30% 0.30%
$10,000 & Over 0.40% 0.40%
     
Savings Account 
$100 Minimum to Open; Fees May Reduce Earnings 
 Minimum to Obtain Yield Interest Rate Annual Percentage Yield
$100  0.50% 0.50%
     
IRA  
 $100 Minimum to Open; Fees May Reduce Earnings
Minimum to Obtain Yield Interest Rate Annual Percentage Yield
$100 1.70% 1.71%

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