Current Rates

Rates effective as of October 1, 2019.  

 Certificate of Deposit
 (Balance Under $100,000)
  $1,000 to open; $1,000 minimum to obtain yield
Term
    Interest Rate      Annual Percentage Yield    
3 Month CD
      0.51%      0.51%
6 Month CD
 1.00%  1.00%
         11 Month Special CD        
                    2.10%                    2.12%
 11 Month CD Special will renew as a 12 Month CD.
Renewal Rate/APY will depend on balance at time of renewal.
12 Month CD   1.60% 1.61%
18 Month CD   1.40% 1.41%
24 Month CD   1.70% 1.71%
36 Month CD   1.80%  1.82%
48 Month CD   1.90%  1.92%
60 Month CD   2.00%   2.02%
     
Jumbo Certificate of Deposit
$1,000 to Open; $100,000 Minimum to Obtain Yield
 Term Interest Rate Annual Percentage Yield
3 Month CD  0.61% 0.61%
6 Month CD 1.10% 1.11%
11 Month Special CD 2.10% 2.12%
11 Month Special CD will renew as 12 Month CD.
Renewal Rate/APY will depend on balance at time of renewal.
 12 Month CD 1.70% 1.71%
18 Month CD 1.50% 1.51%
24 Month CD 1.80% 1.81%
36 Month CD  1.90% 1.92%
48 Month CD 2.00% 2.02%
60 Month CD 2.10% 2.12%
Annual Percentage Yield (APY) is paid on all balances. Penalties for early withdrawal may apply.  
     
Gold Star Checking
$100 Minimum to Open; Fees May Reduce Earnings
 Minimum to Obtain Yield Interest Rate Annual Percentage Yield
$0.01  0.25% 0.25%
     
 Gold Star Money Market
$100 Minimum to Open; Fees May Reduce Earnings
 Minimum to Obtain Yield Interest Rate Annual Percentage Yield
 $1,000 - $24,999.99 0.19% 0.19%
$25,000 - $49,999.99 0.26% 0.26%
$50,000 - $99,999.99 0.57% 0.57%
$100,000 - $249,999.99 0.74% 0.74%
 $250,000 - $499,999.99 0.79% 0.79%
$500,000 & Over 1.02% 1.03%
     
Health Savings Account
$100 Minimum to Open; Fees May Reduce Earning
 Minimum to Obtain Yield Interest Rate Annual Percentage Yield
 $0.01 - $4,999.99 0.10% 0.10%
$5,000 - $9,999.99 0.40% 0.40%
$10,000 & Over 0.50% 0.50%
     
Savings Account 
$100 Minimum to Open; Fees May Reduce Earnings 
 Minimum to Obtain Yield Interest Rate Annual Percentage Yield
$100  054% 0.54%
     
IRA  
 $100 Minimum to Open; Fees May Reduce Earnings
Minimum to Obtain Yield Interest Rate Annual Percentage Yield
$0.01 2.35% 2.38%

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